I used points to take my mum and grandmother to Iceland

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Daisy Hernandez became a credit card editor Point man Since 2023, but rejoiced Winning Credit Card Rewards longer period of time. Like many of their colleagues, he spreads expenses between multiple cards Maximize rewards Like the airway kilometers, hotel points and cash.

In January 2024, he opened the chase Sapphire backup card and won a 60,000-point bonus to spend at least $ 4,000 in the first three months soon. As it continues to collect points, Hernandez began talking to his mother about recycling his previous mother-daughter Icelandic.

Grandma, then 79, when I entered the conversation, Hernandez knew he wanted to put a few points for use.

“There were stars in his eyes. He was like, ‘It’s amazing. It sounds fabulous,’ ‘Hernandez says. “I thought I could see what I could do to me” “

According to May, it would collect more than 100,000 points away from a trip to each three. With the assessments of the capers, the last awards point of the last awards is worth about 2.05 kopecks, more than $ 2000.

In total, he was able to cover their habitats, renters and their airfare. With these deposits, he can pay out of pocket for two other flights.

“For my grandmother, once he had a lifetime trip,” Hernandez says.

Here’s how it did.

Selected a strategic card

Hernandez, a premium travel card and narrowed up to two main variants. To make choices between them, he looked at reward scores and transfer partners among other factors.

Chase card worked with his “favorite hotel chain”. So he means “this is not a brain.” Consumers, especially the first card, with consumers with the airport salon, which will not be available for him at its local airport.

Several travel cards for cardholders who want to pay an annual payment offer excellent perks and generous access bonus bonus offers. By changing the basic part of the spending to a new follow-up card, Hernandez managed to hold a three-month spending limit for $ 4,000 to earn a 60,000-point bonus of the card.

Was wise with prizes

Hernandez’s card is a point for each dollar and three points spent on three points in the card and travel and meals, and offers a point for growing values made through a follow-up travel portal. For about five months, he was able to collect more than 100,000 points.

The important thing was aware of the risks of Hernandez, spending and opening a new card. O and other experts, if you do not use responsibly and will tell you not to open a card to prevent To enter the debt to follow the awards.

Hernandez used 23,000 points – about $ 470 to rent a car for four days by TPG’s assessments. Used the same amount to order the flight with a cost of about $ 450. The remaining three nights for three visits were spread to two features he ordered through the follow-up travel portal.

His 100,000 points did not cover everything. He still paid about $ 900 for his mother and grandmother’s flights, plus and everything that was spent on food and activity once.

“There is still a murderer value for three people,” Hernandez says.

Did not allow good enemies

The credit card point is obsessed, Hernandez says it can explode more for its champion.

“If I work more to maximize the transfer bonuses, if I don’t have to order us, I couldn’t get more value than these points,” he said.

Credit Cards’ Common Rewards Programs offers promotion periodically to transfer your time. Hernandez, for example, we expected a hotel chain to offer a 50% transfer bonus, for example, to 100,000 hotel points, up to 50,000 credit card points.

However, the maximum value of your points requires effort and comfort. Transfer bonuses occur only in a way each time. Although you can find something discounted, there will be no information if you have good deals when you want to travel.

“In the peak season, it will be cash or points or points, as well as cash or points. Thus, when you decide to travel and wherever you go,” says Hernandez.

Moreover, if you sit waiting for your points to find a perfect deal, they can lose their value. “Devalsuations occur at all times.

That’s all to say that Hernandez has not regretted using his points.

“We are not from Central America. My grandmother had never been close to the Nordic country. He said,” I would never imagine that I will have a place like Iceland in my wildest dreams. “

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