How do I find my bank account number?
Your bank account number is like a form of identification. It’s valuable information for you. This number allows you to transfer money to and from the correct accounts. For example, by knowing your bank account number, you can sign up for direct deposit, transfer money between banks, pay bills, use peer-to-peer payment apps, etc.
You probably don’t have your bank account number memorized, and you don’t need it. There are a few different ways you can access it if you need it. Read on to find out where you can find your bank account number and how to save this information.
This embedded content is not available in your region.
A bank account number identifies and provides access to a specific bank account, such as your checking or savings account. It is personal to you and should be kept secure.
Bank account numbers are usually eight to 12 digits long. However, don’t confuse your bank account number with your debit or credit card number; they are not the same Although your debit card is linked to a checking account, your card number is different from your checking account number.
There are several places you can look for your bank account number, depending on your account type and where you bank. Below are five ways to easily find your bank account number if you need it.
Whether you receive paper or electronic bank statements, you should be able to find your account number on this document issued by the bank. Look for an eight to 12-digit number near the top of the statement. It should be labeled “Account” or “Account Number”.
Read more. What is a bank statement and how do you read it?
If you’re looking for your checking account number, your checkbook (if you have one) can help you find it quickly digit account number in the center of the check.
Read more. Where are the routing and account numbers on the check?
Log in to your bank’s online platform using your username and password. You may need to answer a security question, provide a one-time code sent to your phone, or complete another method of multi-factor authentication. Once logged in, you should be able to find your account number listed in your account details.
If you haven’t yet set up online banking, you’ll need to register through your bank’s website before you can log in and see your account information.
Read more. Online banking versus traditional banking. which one is right for you?
If you use mobile bankingYou can find your account number in your bank’s mobile app. Just log in, perform any multi-factor authentication if necessary and go to your account details.
Read more. 5 main advantages of Mobile Banking
If all else fails, contact your bank. If your bank has a convenient location, stop by and ask for your account information. If not, contact customer service for help.
You may also need to provide your bank’s routing number when making a transfer, making a direct deposit, or otherwise using your account number.
A routing number is a nine-digit number that identifies a particular financial institution in the U.S., so if you have two accounts at the same institution, they will have different account numbers, but note that the larger one facilities may have multiple routing numbers to serve different regions of the country.
You can often find your routing number on a check, on your bank or credit union’s website, or online by searching for “[Your bank’s name] the routing number”.
And your bank account number and routing number are key to identifying your deposits and making transactions.
Read more. What is an ABA routing number?
There are many situations where you may need to log in and even share your bank account number, but you should do so with caution.
Knowing these numbers can make it easier for fraudsters to access your accounts, steal your identity, and make unauthorized purchases. Keep your information safe and know when it’s okay to share this information and when it’s not.
Be careful about giving out your bank account details when:
-
You don’t know the person or company who is asking for this. It may seem obvious, but don’t trust a stranger with your sensitive information, no matter how official it sounds.
-
Online shopping. When shopping online, pay with a credit card, not a debit card or bank account. Credit cards have liability protection, ensuring you’re not liable for unauthorized purchases on your account.
-
You are on an insecure site. You can often tell if a site is secure by looking at the URL. Secure sites usually start with “https” rather than “http” or have a lock icon in the address bar warn with a pop-up window when you access an unsafe website.
-
Using public Wi-Fi. Public networks are generally less secure than private ones, making your online activities more vulnerable. Don’t access your bank accounts or share confidential information while on a public network.
-
Receiving an unsolicited request for information. If someone, even someone who appears to represent your bank, unexpectedly asks for your bank account number, be careful. Bank representatives should not contact you for this information without initiating any transaction or communication.